Available Financing

Businesses are eligible for PG&E's 0% financing for energy efficiency projects. You can borrow up to $100,000 payable over five years. (Loan minimum is $5,000.) We're happy to provide information, answer questions, and help you apply. Call 650-599-1403 to get started!

Commercial property owners can pay for energy efficiency, water efficiency and renewable energy projects over time on their property tax bills through Property Assessed Clean Energy (PACE) financing. Learn more about PACE financing for commercial properties from the Bay Area Regional Energy Network. Or, to find a PACE financing company that your city has approved to work in your community, search this map from the Center for Sustainable Energy.


Small- and medium-size businesses

Want to cut your lighting bill by up to 50%, lower maintenance costs, and dramatically improve lighting quality? The SMC Energy Watch Turn-key Energy Efficiency Retrofit Program provides subsidized energy efficiency upgrades of lighting and refrigeration systems, with free project management to help you lower your energy bills and boost cash flow. Our partner, Ecology Action, provides the service.

SMC Energy Watch can install some energy efficiency measures free of charge or at highly discounted co-payment levels. Examples of equipment available through this turn-key, direct installation program include:

  • Efficient and improved lighting
  • Occupancy and daylight sensors
  • LED exit signs
  • Refrigerator strip curtains
  • Cold drink vending machine sensors

Depending on the equipment you choose, some of these projects may be rebated from 30% to 100%. SMC Energy Watch handles the rebate paperwork. You only pay the portion not covered by the rebate. The service includes experienced contractors to perform the installation, detailed quality assurance inspections, and project management assistance throughout the process. Small- to medium-size businesses  and multi-family housing facilities eligible for this direct-install program are on the A1/A6, A10, and E19V rate schedule (rate schedules are listed on the utility bill). To get started, contact Ecology Action: 888-846-5050


Additional business types

Special programs and incentives are also available for these types of businesses: agriculture/food processing, apartment buildings, biotech, builders (commercial or residential), grocery stores, health care, high tech, hotels, industrial, office buildings, restaurants, retail, and wholesale warehouses.